It is a good wish and the ultimate investment level for all investors to make money and lose money when it goes up.
Money is important, but as the abundance of wealth management products, the market competition is increasingly fierce, increased under the premise of the choice, many people blindly to the pursuit of higher yields, and ignore a lot of risk.In particular, the people of the moment, who are too blind and psychologically serious, have just started managing their money, and most of the time they go to these dead caves.
One of the dead caves: speculative trading
The roller-coaster ride of the Chinese stock market in the last 13 months highlights the "snowball effect" of the unique investor group.The Shanghai composite index has soared 150 per cent in the past year, but has tumbled 30 per cent in just over three trading weeks.
As markets rose, the country guided investors along the way, and the government hoped that valuations of Chinese stocks would rise sharply.A higher share price also helps Chinese state-owned companies to reduce their debt levels because they can sell their own shares to repay their borrowings.
The fundamental purpose of investors entering the stock market is to make a profit, to add value to the wealth.But in the stock market, there is a "7 to 2 win" rule, so many people lose money, not to say the rule.Why do so many investors do not understand or believe this rule?
There are many reasons for this, and the important aspect is that the psychological bias unconsciously influences people's behavior.And the illusion of the stock market reinforces and amplifies the behavioural biases that people already have.
"The stock market has a risk", not to say that as an ordinary working class retail, fry should not have a bit of "speculation", but "speculation" or less as well.
If, for some time, the stock market "wave red" all the way, elderly men and women "swarm", and once when it "flee", "speculation", nine times out of ten will be wiped out.
After all, "market predators", "experience", they tend to focus on opportunities, "fast forward fast" and "earned run", kung fu, general small and medium-sized retail investors is difficult to learn.
A lot of people know that the stock market is at risk, and the market needs to be cautious.But the only thing you see is that there are very few people who can sit still and think about where the risk is and how to get around it.Many people think it's better not to get into the stock market until you have found a way to avoid the stock market risk.
In addition, in the stock market must use oneself legal idle money, and the mentality of investment to operate, must not resemble a gambler.
More familiar with the rules of the game of the stock market first, and then make money management, at the time of correction can be appropriate to enter, and then rising to have a certain profit to sell decisive firmly, don't be greedy, greedy word to finally have a poor.Remember: always keep your money first and make a profit.
Do you get shot in the top 10?
The second of death: a store of value
No matter how much house prices rise in China, there will always be a housing bubble bursting and a crash in the real estate market.Ordinary homebuyers are afraid of the sound of these voices, which, after all, cost most people their savings.
China already has more than 30 years of family planning policy is the most powerful killer end house prices, rising housing prices to support the fundamental motivation or "steel", but because of the country's family planning policy, making the number of "new man" reducing year by year.